The most efficient payment system

Much less expensive to create, transport, and handle.
No fees on the physical layer. There may be ATM fees, bank fees, etc., but no fees for tokens changing hands, even at hundreds of thousands of transactions. Much less expensive to authenticate. With today's technology, there is no friction in velocity, so your economy will operate at maximum velocity. Impossible to counterfeit in the traditional sense. Counterfeiters would have to change the software so that it is a confederate of the attacker. This is true with every digital currency. The greenest money in the world; thanks to its efficiency. Easy to use. No special accounts or sign ups necessary. The whole numbers are easy to think about. It can be inflated by increasing the amount of money that every individual has--every individual's amount of money (splitting the money). This improves the precision of the money with having crazy fractions like 2.38887466763. Private. People will not use money if they know it is being tracked and that they are being spied on. RAIDA-based currencies are the only digital currencies that are legal under the 4th Amendment. Transactions usually take less time than is humanly detectable. It is the fastest payment system in the world. Scalable to the entire world's population. It cannot be double double-spent. It can be independent of banking systems and even the government. Most importantly, it cannot be altered or stolen by hackers, governments, artificial intelligence, tech giants or even the system’s administrators. RAIDA-based currency is exactly like cash; only it is digital. This means nations do not have to change their entire financial sector. This is often a difficult concept for people to grasp, because they overthink it. Instead of people holding paper dollars and metal coins in their wallets, they hold digital files in their cell phones, USB drives, and home computers.